Malang, Bernandino P., Somido, Ferdinand C., Bautista, Susana C., Bermudo, Pedrito Jose V., Yango, Antonio D., AND Galicia, Leomar S.. " Adoption of e-banking technology: Basis of creating network infrastructure and marketing strategies in region 3" Journal of Business & Management (COES&RJ-JBM) [Online], Volume 6(1 January 2018)